Foreclosure & home selling FAQ
The questions Houston homeowners ask us most. If yours isn’t here, call or text 713-819-7229.
Is the check you sent me real?
Yes. It’s drawn on a real bank account. It’s a way of showing you an actual starting number instead of a vague “we buy houses” postcard. The check must be validated by calling us before it can be cashed, and the final amount depends on your loan balance and the property’s condition.
How much does this cost me?
Nothing. We never charge homeowners a fee. Our attorneys handle the file and we pay for it.
How fast can you close?
Once we have your loan documents, you’ll have options in writing in 1–3 business days. Closing typically takes 7–14 days and we can move faster when there’s an auction date to beat.
Can I really still sell after I’ve gotten a notice of sale?
In most cases, yes — right up until the sale happens. But the closer it gets, the fewer options remain. Call us as soon as you can.
What if I owe more than the house is worth?
We still may be able to help. Options like taking over your existing loan payments (called “subject-to”) can work when a cash sale doesn’t. We’ll look at your specific numbers.
Do I have to move out right away?
No. We’ll agree on a move-out date that works for you, and we can release part of your proceeds early if you need moving money.
Will this hurt my credit?
Selling your house before foreclosure is far better for your credit than a completed foreclosure. Every situation is different, and we can’t give credit or legal advice, but we’re happy to explain how the options generally compare.
Do you buy houses that aren’t in foreclosure?
Yes. Inherited homes, rentals, houses that need work — any situation, any condition.
Why should I trust you?
Fair question. We’ve been in Houston since 2004, we use licensed attorneys for every closing, we have a licensed realtor on staff, and we’ll show you the math on any offer. Read our reviews, look us up, and call the Better Business Bureau. If you’d rather work with someone else, we’ll still wish you well.
¿Hablan español?
Sí. Todo nuestro equipo puede atenderle en español.
What should I do right now?
Get your mortgage statement, reinstatement letter, and payoff amount from your lender, then call us. If your sale date is within a week, call today.
